Nicole Lauren Wulwick



Nicole Wulwick specializes in first party property homeowners and commercial claims. She represents insurance companies throughout the State of Florida. Relying on experience and hard work, Nicole is committed to offering thoughtful analysis and practical solutions to successfully resolve the challenges her clients face.

Prior to joining Kubicki Draper, Nicole practiced maritime law, handling state and federal personal injury and wrongful death cases. While studying at the University of Miami School of Law where she received her Juris Doctorate degree, Nicole clerked for the Honorable Magistrate John O' Sullivan in the Southern District of Florida and interned at the Miami-Dade Office of the State Attorney. She is a proud graduate of the University of Michigan in Ann Arbor, from where she holds two Bachelor of Arts Degrees in Sociology and French and Francophone Studies. During her undergraduate studies, Nicole studied at La Sorbonne in Paris, France.

Practice Areas


  • University of Miami School of Law, Miami, FL (J.D., 2010)
    Dean’s Certificate of Achievement in Comparative Criminal Law, Book Award in International Criminal Law, Quarter-Finalist in the John T. Gaubatz Moot Court Competition
  • University of Michigan, Ann Arbor, MI (B.A., 2007)
    Honors Program


  • State of Florida, 2010
  • U.S. District Court, Southern District of Florida

Professional Associations and Memberships

  • Kubicki Draper First Party Practice Group, Member
  • Kubicki Draper Diversity, Equity and Inclusion Committee, Member
  • Florida Bar Association, Counsel to Counsel Mentor
  • Florida Association of Women Lawyers
  • American Bar Association
  • Dade County Bar Association

Certifications / Specialties

  • Certified Continuing Education Instructor, State of Florida

Special Awards and Recognitions

  • Miami-Dade Bar Young Lawyers Section, 40 Under 40 Award, 2024 
  • Super Lawyers, Rising Stars (2014 - 2023)


  • French
  • Superlawyers 

Speaking Engagements / Presentations

  • "When Claims Are Moldy: Understanding, Assessing and Litigating Mold-related Issues in Property Claims," KD Webinar, 2024
  • "Detecting Fraud: Unmasking Exaggerations in First Party Property Claims," KD Webinar, 2024
  • "How to Navigate and Defend Valued Policy Law Claims in Florida," Kubicki Draper Webinar, 2023
  • "Assignment of Benefits: Defense Against Water Mitigation," Farmers, 2022
  • "Assignment of Benefits: Defense Against Water Mitigation and Current Legal Issues Involving the Concurrent Cause Doctrine," Frontline, 2022
  • "Defending Against Inflated Estimates for First Party Homeowners Claims," Frontline, 2022
  • "SB76 Became Effective July 1, 2021, What Now?," Frontline, 2022
  • "Defending Against Inflated Estimates in First Party Homeowners Claims," Homeowners Choice, 2020
  • "Taking the Winning Deposition," Bench and Bar by American Inns of Court, 2019
  • "Fraud in Hurricane Irma Roof Leak Claims," Florida Insurance Fraud Education Committee (FIFEC), 2018
  • "Cost Effective Ways of Resolving Plaintiff Fees and Costs" and "Navigating through the Jones Act," CJW, 2017
  • "The Money Pit: Walking Through a Post-Claim Inspection," Kubicki Draper, A Day at the First Party Property Oscars, 2017
  • "Look Who's Talking Now - The Story of the Bait and Switch: Assignment of Benefits," Kubicki Draper, A Day at the First Party Property Oscars, 2017
  • "The Fine Line Between Fraud and Claim Denial in Plumbing Water Losses," Florida Insurance Fraud Education Committee (FIFEC), 2017

Published Works

  • Overview
  • Practice Areas
  • Credentials
  • Presentations
  • Authorships



Miami Office

9100 South Dadeland Blvd., Suite 1800
Miami, FL 33156

T: 305.374.1212 F: 305.374.7846

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Key West

Key West Office

402 Applerouth Lane, Suite 2C
Key West, FL 33040

T: 305.509.7300 F: 305.374.7846

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Ft. Lauderdale

Ft. Lauderdale Office

110 East Broward Blvd., Suite 1400
Fort Lauderdale, FL 33301

T: 954.768.0011 F: 954.768.0514

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West Palm Beach

West Palm Beach Office

1700 Palm Beach Lakes Blvd., Suite 800
West Palm Beach, FL 33401

T: 561.640.0303 F: 561.640.0524

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Indian River | Martin | Okeechobee | Palm Beach | Saint Lucie


Tampa Office

400 North Ashley Drive, Suite 1200
Tampa, FL 33602

T: 813.204.9776 F: 813.204.9660

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Hernando | Hillsborough | Manatee | Pasco | Pinellas | Polk | Sarasota

Orlando Office

201 South Orange Avenue, Suite 475
Orlando, FL 32801

T: 407.245.3630 F: 407.245.7685

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Brevard | Highlands | Orange | Osceola | Seminole

Ocala Office

1396 NE 20th Avenue, #500
Ocala, FL 34470

T: 352.622.4222 F: 352.622.9122

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Alachua | Citrus | Dixie | Gilchrist | Lake | Levy | Marion | Putnam | Sumter | Volusia

Jacksonville Office

1 Independent Drive, Suite 1601
Jacksonville, FL 32202

T: 904.396.0062 F: 904.396.0380

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Baker | Bradford | Clay | Columbia | Duval | Flagler | Hamilton | Nassau | Saint Johns | Union

Pensacola Office

125 West Romana Street, Suite 550
Pensacola, FL 32502

T: 850.434.0003 F: 850.434.0223

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Escambia | Holmes | Okaloosa | Santa Rosa | Walton


Tallahassee Office

1705 Metropolitan Boulevard, Suite 202
Tallahassee, FL 32308

T: 850.222.5188 F: 850.222.5108

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Bay | Calhoun | Franklin | Gadsden | Gulf | Jackson | Jefferson | Leon | Liberty | Wakulla | Washington | Madison | Lafayette | Taylor 

Ft. Myers

Ft. Myers Office

13350 Metro Parkway, Suite 201
Fort Myers, FL 33966

T: 239.334.8403 F: 239.939.0700

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Charlotte | Collier | DeSoto | Glades | Hardee | Hendry | Lee


Mobile Office

11 North Water Street, Suite 10290
Mobile, AL 36602

T: 251.308.3351 F: 251.287.1624

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Baldwin | Washington | Clarke | Escambia | Covington | Geneva | Houston | Henry |  Dale | Coffee | Barbour | Pike |Crenshaw | Butler  | Monroe | Clarke | Choctaw | Wilcox | Bullock | Russell

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Our Firm

our hi(story)

In 1963, Gene Kubicki founded the firm based on dedication to excellence. The same high standards have been maintained for over five decades -- years which have seen the firm’s ranks swell to over 200 attorneys.


Our team knows return clients are the life blood of any law firm and this is why we ensure client satisfaction by an exacting attention to service and quality.  Client service coupled with a spectacular work ethic, makes our team hard to beat.

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Kubicki Draper is committed to fostering an environment of equal opportunity for success and believes diversity is not only a moral imperative, but is also sound business practice.

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In response to the growing needs of its clients, the firm began expanding in the early 1980's and today is a diverse full-service law firm providing trial, appellate, coverage, commercial and real estate transaction services.

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Kubicki Draper enjoys a national reputation for expertise in the handling of complex, high stakes litigation matters, as well as, appellate, general commercial and real estate practice.

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With a dozen offices throughout the State of Florida and other key points in the southern parts of Georgia, Alabama, and Mississipi, our firm is familiar to every venue statewide and will never get home-teamed.

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