Our team recently presented “Storm Delay: Late-Reported Wind and Hurricane Claims Under Florida Law.” Here are the key takeaways for Florida adjusters:

• It is important to conduct discovery on whether any changes were made to the condition of the property between when the wind event and when the loss was reported – was the roof replaced? Was the roof repaired? What were the extent of roof repairs? Look for material changes to the home.
• Be sure to request photographs of the roof before it was repaired or replaced
• Check the permit history of the property for material changes to the roof
• Review aerial images of the roof before the date of loss and after
• Retain an expert to assess potential prejudice

For more information or to schedule a complimentary CE, contact us at info@kubickidraper.com.