Stefanie D. Capps



Stefanie Capps is originally from Florida, and grew up in the Florida Panhandle. As a life-long resident of Florida, she has unique knowledge of the diversity of venues throughout the state. Stefanie learned of her desire to be a trial lawyer early in her life and has worked on honing her skills throughout her education and career. She now uses these skills to represent her clients in cases involving automobile, premises liability, first party residential and commercial insurance and trucking matters. 

Stefanie has experience variety of insurance defense matters including first-party coverage, premises liability, property damage, automobile accidents, construction defect, and condominium/HOA directors and officers liability. This breadth of experience allows her to aggressively defend her clients with a knowledge of all possible aspects of liability and insurance defense litigation. Stefanie lives in Fort Myers, Florida with her husband Chad and her sons Cason, Camden, and Carter. During her free time, she enjoys attending football games at the University of Florida and boating in the waters of beautiful Southwest Florida.  She also enjoys volunteering in the community through a variety of community organizations of which she is a member.

Practice Areas


  • University of Florida Levin College of Law, Gainesville, FL (J.D., 2008)
  • University of Florida, Gainesville, FL (B.A., 2004)
    cum laude
    Member Pi Sigma Alpha Political Science Honor Society, Member Criminology and Law Honor Society


  • State of Florida, 2008
  • U.S. District Court, Middle District of Florida, 2008

Professional Associations and Memberships

  • American Board of Trial Advocates (ABOTA), Southwest Florida Chapter, Treasurer (Presently)
  • Kubicki Draper First Party Practice Group, Co-Chair
  • Kubicki Draper PIP / SIU Practice Group, Member
  • Florida Bar Association
  • Florida Association for Women Lawyers, Lee County Chapter
  • Lee County Bar Association
  • University of Florida Alumnae Club

Certifications / Specialties

  • Certified Continuing Education Instructor, State of Florida

Special Awards and Recognitions

  • Outstanding Member Communication Council, Junior League of Ft. Myers

Fraternities / Sororities

  • Pi Beta Phi
  • ABOTA 

Speaking Engagements / Presentations

  • "Practical Tips For Effective Deposition and Trial Testimony," National Association Independent Insurance Adjusters (NAIIA), 2023
  • "Investigating Mechanical Damage in Homeowner wind claims and How to Identify and Handle Fraudulent Claim Activity," Assurant, 2022
  • "Investigating Mechanical Damage in Homeowner wind claims and How to Identify and Handle Fraudulent Claim Activity," FIFEC, 2022
  • "Weathering the Storm of a Florida Hurricane Claim," Centauri, 2022
  • "Engineering a Successful Homeowner Claim," Applied Underwriters, 2021
  • "Defending Against Inflated Estimates for First Party Homeowner Claims,"FIFEC Webinar, 2020
  • "Florida 5-Hour Law and Ethics Update," Progressive, 2019
  • "CRAPS – Civil Remedy Anatomy, Protocols, and Solutions," Kubicki Draper, Go All In for KD’s Claim Game – First Party Property Conference, 2019
  • "Multiple Claimants - Low Limit Claims," Farmers, 2018
  • "Florida 5-Hour Law and Ethics Update," GEICO, 2018
  • "Dr. Jekyll and Mr. Hyde: The Two Faces of the Concurrent Cause Doctrine," Kubicki Draper, A Day at the First Party Property Oscars, 2017
  • "UM/UIM and Medicare," National General, 2016
  • "Defense Strategies for Letters of Protection and Collateral Sources and Update on Insurance," FCCI, 2016
  • "Florida 5-Hour Law and Ethics Update," GEICO, 2016
  • "Florida 5-Hour Law and Ethics Update," GEICO, 2016
  • "Raindrops Keep Falling On My Head: Who, What, Where and How to Handle Wind and Water Damage," Kubicki Draper Earth, Wind and Fire: Music of Property Claims, First Party Conference, 2016
  • "Early Case Resolution, Mediation: Effective Preparation & Strategies and Multiple Claimants: Low Limit Solutions," Progressive, 2016
  • "Premises Liability Case Law Update," Southwest Florida Claims Association, 2012
  • "How to Survive a Deposition," Auto Owners, 2013
  • "Social Media in Claims Investigation and Litigation," Insurance Professionals of Lee County, 2013
  • "Florida Claims Handling and Case Law Update," Gallagher Bassett Services, 2013

Published Works

  • Overview
  • Practice Areas
  • Credentials
  • Presentations
  • Authorships



Miami Office

9100 South Dadeland Blvd., Suite 1800
Miami, FL 33156

T: 305.374.1212 F: 305.374.7846

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Key West

Key West Office

402 Applerouth Lane, Suite 2C
Key West, FL 33040

T: 305.509.7300 F: 305.374.7846

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Ft. Lauderdale

Ft. Lauderdale Office

110 East Broward Blvd., Suite 1400
Fort Lauderdale, FL 33301

T: 954.768.0011 F: 954.768.0514

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West Palm Beach

West Palm Beach Office

1700 Palm Beach Lakes Blvd., Suite 800
West Palm Beach, FL 33401

T: 561.640.0303 F: 561.640.0524

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Indian River | Martin | Okeechobee | Palm Beach | Saint Lucie


Tampa Office

400 North Ashley Drive, Suite 1200
Tampa, FL 33602

T: 813.204.9776 F: 813.204.9660

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Hernando | Hillsborough | Manatee | Pasco | Pinellas | Polk | Sarasota

Orlando Office

201 South Orange Avenue, Suite 475
Orlando, FL 32801

T: 407.245.3630 F: 407.245.7685

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Brevard | Highlands | Orange | Osceola | Seminole

Ocala Office

1396 NE 20th Avenue, #500
Ocala, FL 34470

T: 352.622.4222 F: 352.622.9122

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Alachua | Citrus | Dixie | Gilchrist | Lake | Levy | Marion | Putnam | Sumter | Volusia

Jacksonville Office

1 Independent Drive, Suite 1601
Jacksonville, FL 32202

T: 904.396.0062 F: 904.396.0380

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Baker | Bradford | Clay | Columbia | Duval | Flagler | Hamilton | Nassau | Saint Johns | Union

Pensacola Office

125 West Romana Street, Suite 550
Pensacola, FL 32502

T: 850.434.0003 F: 850.434.0223

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Escambia | Holmes | Okaloosa | Santa Rosa | Walton


Tallahassee Office

1705 Metropolitan Boulevard, Suite 202
Tallahassee, FL 32308

T: 850.222.5188 F: 850.222.5108

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Bay | Calhoun | Franklin | Gadsden | Gulf | Jackson | Jefferson | Leon | Liberty | Wakulla | Washington | Madison | Lafayette | Taylor 

Ft. Myers

Ft. Myers Office

13350 Metro Parkway, Suite 201
Fort Myers, FL 33966

T: 239.334.8403 F: 239.939.0700

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Charlotte | Collier | DeSoto | Glades | Hardee | Hendry | Lee


Mobile Office

11 North Water Street, Suite 10290
Mobile, AL 36602

T: 251.308.3351 F: 251.287.1624

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Baldwin | Washington | Clarke | Escambia | Covington | Geneva | Houston | Henry |  Dale | Coffee | Barbour | Pike |Crenshaw | Butler  | Monroe | Clarke | Choctaw | Wilcox | Bullock | Russell

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Our Firm

our hi(story)

In 1963, Gene Kubicki founded the firm based on dedication to excellence. The same high standards have been maintained for over five decades -- years which have seen the firm’s ranks swell to over 200 attorneys.


Our team knows return clients are the life blood of any law firm and this is why we ensure client satisfaction by an exacting attention to service and quality.  Client service coupled with a spectacular work ethic, makes our team hard to beat.

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Kubicki Draper is committed to fostering an environment of equal opportunity for success and believes diversity is not only a moral imperative, but is also sound business practice.

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In response to the growing needs of its clients, the firm began expanding in the early 1980's and today is a diverse full-service law firm providing trial, appellate, coverage, commercial and real estate transaction services.

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Kubicki Draper enjoys a national reputation for expertise in the handling of complex, high stakes litigation matters, as well as, appellate, general commercial and real estate practice.

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With a dozen offices throughout the State of Florida and other key points in the southern parts of Georgia, Alabama, and Mississipi, our firm is familiar to every venue statewide and will never get home-teamed.

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