Michael  Balducci



Michael Balducci joined Kubicki Draper in 2007 and is a member of  the firm's first party property and hospitality practice groups. His practice involves the defense of catastrophic injury, wrongful death, first party property and general liability claims. Having begun his insurance defense career on Wall Street over 30 years ago, Michael has tried approximately 160 cases and has had particular success with challenging liability issues.

Michael is actively involved in the Muscular Dystrophy Association and is likewise a member of the Charcot-Marie Tooth Association, both organizations being dedicated to the diagnosis, treatment and cure of neuromuscular diseases.

In his leisure time, Michael enjoys tennis and softball, and he is the lead singer in a classic rock band.

Practice Areas


  • St. John’s University School of Law, Jamaica, NY (J.D., 1985)
    Dean's List, Mock Trial Winner, Student Bar Representative
  • St. John’s University, Jamaica, New York (B.S., 1982)
    summa cum laude
    #1 Rank in Athletic Administration Program, Who’s Who in American Universities and Colleges


  • State of New York, 1986
  • State of Florida, 1992
  • U.S. District Court, Southern District of Florida

Professional Associations and Memberships

  • Kubicki Draper Hospitality, Retail, and Premises Liability Practice Group, Member
  • Kubicki Draper First Party Practice Group, Member
  • Florida Bar Association
  • Palm Beach County Bar Association

Certifications / Specialties

  • Certified Continuing Education Instructor, State of Florida

Speaking Engagements / Presentations

  • "Valued Policy Law Claims and Anti-Concurrent Causation Clauses," Universal, 2021
  • "Florida 5-Hour Law and Ethics Update," Kubicki Draper Webinar, 2021
  • "Florida 5-Hour Law and Ethics Update," Heritage, 2021
  • "Negligent Security," Kubicki Draper Webinar, 2020 
  • "Florida 5-Hour Law and Ethics Update," Kubicki Draper Webinar, 2020
  • "Water Mitigation Defense Strategies," Water Losses & Cast Iron Pipes Webinar Series, 2020
  • "Florida 5-Hour Law and Ethics Update," Kubicki Draper Webinar, 2020
  • "Daubert vs. Frye," GEICO, 2019
  • "Percutaneous Discectomy and Trends in Microsurgery," GEICO, 2019
  • "Florida Hold ‘Em Poker: Evaluating and Defending Attorney Fee Claims," Kubicki Draper, Go All In for KD’s Claim Game – First Party Property Conference, 2019
  • "Evaluating and Defending Attorney Fee Claims," Universal Property, 2019
  • "Florida 5-Hour Law and Ethics Update," GEICO, 2018
  • "Diminished Value," Sedgwick, 2018
  • "Auto Injury Litigation: Insurance Defense Case Evaluation, Strategies and Trial Preparation," National Business Institute (NBI), 2017
  • "The Good (Faith), the Bad (Faith), and (How to Avoid), the Ugly…in Claims Handling;" Kubicki Draper, A Day at the First Party Property Oscars, 2017
  • "Auto Property Damage and EUO/IMEs," AMICA, 2017
  • "The Truth Lies in the Words!," Florida Insurance Fraud Education Committee (FIFEC), 2017
  • "Florida 5-Hour Law and Ethics Update," GEICO, 2017
  • “Uninsured and Underinsured Motorist Law Made Simple," National Business Institute (NBI), 2017
  • "Arson Mock Trial," Allstate 2016
  • "War! What Is It Good For Other Than Attorney's Fees," Kubicki Draper Earth, Wind and Fire: Music of Property Claims, First Party Conference, 2016
  • "Alcohol, Cell Phones and the Law," Travelers, 2016
  • "Loss of Use and Diminution of Value in Automobile Property Claims," Star & Shield, 2016
  • "Florida 5-Hour Law and Ethics Update," GEICO, 2015
  • "Foundations of Products Liability: Hot topics and Defense Strategies," Claims Management Inc., Walmart, 2014
  • "Alcohol, Cell Phones and the Law," Liberty Mutual, 2014
  • "Mediation Techniques," GEICO, 2013
  • "Alcohol, Cell Phones and the Law," Kubicki Draper Claims Management Conference, 2012
  • "Evaluating and Defending DUI Claims," GEICO, 2012
  • "Legal Updates in Premises Liability Claims," Zurich North America, 2011
  • "Evaluating and Defending DUI Claims," Allstate, 2010
  • "Percutaneous Discectomy - What's it Worth?," Kubicki Draper Claims Management Conference, 2010
  • "Negotiating Small Limits with Multiple Claims," Kubicki Draper Claims Management Conference, 2009
  • "Understanding and Evaluating Spinal Surgery Claims," Prudential, 2002

Pro Bono Activities

  • Presiding Judge, Florida Bar Association High School Mock Trial Tournament, February 2019
  • Judge, National Collegiate Mock Trial Association Tournament, Sponsored by University of Miami, School of Law (2010-2012)
  • Overview
  • Practice Areas
  • Credentials
  • Presentations
  • Authorships
  • Experience



Miami Office

9100 South Dadeland Blvd., Suite 1800
Miami, FL 33156

T: 305.374.1212 F: 305.374.7846

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Key West

Key West Office

402 Applerouth Lane, Suite 2C
Key West, FL 33040

T: 305.509.7300 F: 305.374.7846

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Ft. Lauderdale

Ft. Lauderdale Office

110 East Broward Blvd., Suite 1400
Fort Lauderdale, FL 33301

T: 954.768.0011 F: 954.768.0514

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West Palm Beach

West Palm Beach Office

1700 Palm Beach Lakes Blvd., Suite 800
West Palm Beach, FL 33401

T: 561.640.0303 F: 561.640.0524

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Indian River | Martin | Okeechobee | Palm Beach | Saint Lucie


Tampa Office

400 North Ashley Drive, Suite 1200
Tampa, FL 33602

T: 813.204.9776 F: 813.204.9660

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Hernando | Hillsborough | Manatee | Pasco | Pinellas | Polk | Sarasota

Orlando Office

201 South Orange Avenue, Suite 475
Orlando, FL 32801

T: 407.245.3630 F: 407.245.7685

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Brevard | Highlands | Orange | Osceola | Seminole

Ocala Office

101 Southwest 3rd Street
Ocala, FL 34471

T: 352.622.4222 F: 352.622.9122

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Alachua | Citrus | Dixie | Gilchrist | Lake | Levy | Marion | Putnam | Sumter | Volusia

Jacksonville Office

76 South Laura Street, Suite 1400
Jacksonville, FL 32202

T: 904.396.0062 F: 904.396.0380

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Baker | Bradford | Clay | Columbia | Duval | Flagler | Hamilton | Nassau | Saint Johns | Union

Pensacola Office

125 West Romana Street, Suite 550
Pensacola, FL 32502

T: 850.434.0003 F: 850.434.0223

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Escambia | Holmes | Okaloosa | Santa Rosa | Walton


Tallahassee Office

1705 Metropolitan Boulevard, Suite 202
Tallahassee, FL 32308

T: 850.222.5188 F: 850.222.5108

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Bay | Calhoun | Franklin | Gadsden | Gulf | Jackson | Jefferson | Leon | Liberty | Wakulla | Washington | Madison | Lafayette | Taylor 

Ft. Myers

Ft. Myers Office

13350 Metro Parkway, Suite 401
Fort Myers, FL 33966

T: 239.334.8403 F: 239.939.0700

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Charlotte | Collier | DeSoto | Glades | Hardee | Hendry | Lee


Mobile Office

11 North Water Street, Suite 10290
Mobile, AL 36602

T: 251.308.3351 F: 251.287.1624

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Baldwin | Washington | Clarke | Escambia | Covington | Geneva | Houston | Henry |  Dale | Coffee | Barbour | Pike |Crenshaw | Butler  | Monroe | Clarke | Choctaw | Wilcox | Bullock | Russell

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Our Firm

our hi(story)

In 1963, Gene Kubicki founded the firm based on dedication to excellence. The same high standards have been maintained for over five decades -- years which have seen the firm’s ranks swell to over 175 attorneys.


Our team knows return clients are the life blood of any law firm and this is why we ensure client satisfaction by an exacting attention to service and quality.  Client service coupled with a spectacular work ethic, makes our team hard to beat.

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Kubicki Draper is committed to fostering an environment of equal opportunity for success and believes diversity is not only a moral imperative, but is also sound business practice.

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In response to the growing needs of its clients, the firm began expanding in the early 1980's and today is a diverse full-service law firm providing trial, appellate, coverage, commercial and real estate transaction services.

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Kubicki Draper enjoys a national reputation for expertise in the handling of complex, high stakes litigation matters, as well as, appellate, general commercial and real estate practice.

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With a dozen offices throughout the State of Florida and other key points in the southern parts of Georgia, Alabama, and Mississipi, our firm is familiar to every venue statewide and will never get home-teamed.

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