Jarred S. Dichek

Equity Partner


Jarred Dichek is an experienced litigator who has a reputation for being aggressive and skillful. He specializes in the practice areas of fraud-SIU, personal injury protection, first party property with an emphasis on fraud and arson, fraud affirmative action litigation, personal injury protection class action defense and personal injury protection coverage issues-declaratory actions. He also takes examinations under oath and has served as an attorney fee expert in hundreds of PIP and First Party Property cases. Additionally, Jarred has extensive experience in handling large scale fraud projects against medical clinics, plaintiffs and doctors, staged accident rings, CPT coding fraud, fraudulent or non-existent medical treatment, and first party property fraud rings.

Jarred is a board member and active participant of the Florida Insurance Fraud Education Committee (FIFEC), the Claims Litigation Management (CLM) Fraud Committee and has participated in several speaking engagements and seminars in the following areas: advanced SIU investigations, pursuing a civil fraud and-or RICO lawsuit, homeowner insurance fraud, early resolution, negotiation and settlement, filing a proposal for settlement, fraud in the medical records, fraudulent and excessive attorney fee claims, and personal injury protection law.

Jarred was born in Riverdale, New York. In 2001, he received a Bachelors Degree in Business Administration in Accounting from the University of Miami. While at the University of Miami, Jarred was on the Provost and Deans list. He was an active member of the Beta Alpha Psi Accounting Fraternity and Pi Kappa Alpha Fraternity. He participated in many charitable events, such as Hurricanes Help the Hometown, Habitat for Humanities, Toys for Tots, and Make a Wish Foundation. After graduation, Jarred worked at AXA Advisors LLC as a financial planner, specializing in tax and estate planning.

Jarred is a graduate of Nova Southeastern University Shepard Broad Law Center. During Law School Jarred participated in the International Travel Journal, The Innocence Project, and was a member of Phi Alpha Delta. Jarred was also certified as a Guardian Ad Litem by the Florida Supreme Court and was a Street Law instructor, teaching children about the law.

Practice Areas


  • Nova Southeastern University, Ft. Lauderdale, FL (J.D., 2005)
  • University of Miami, Coral Gables, FL (B.A., 2001)


  • State of Florida, 2005
  • United States District Court, Southern District of Florida, 2008
  • United States District Court, Northern District of Florida, 2009
  • United States District Court, Middle District of Florida, 2009
  • United States Court of Appeals, 11th Circuit, 2009

Professional Associations and Memberships

  • Kubicki Draper PIP / SIU Practice Group, Co-Chair
  • Kubicki Draper First Party Practice Group, Member
  • Florida Bar Association
  • Dade County Bar Association
  • Dade County Defense Bar Association
  • Florida Claims Defense Network
  • Florida Insurance Fraud Education Committee (FIFEC), Board Member
  • Claims and Litigation Management Alliance (CLM), Insurance Fraud Committee, Co-Chair
  • International Association of Special Investigation Units (IASIU)
  • Florida Property & Casualty Task Force, Member
  • University of Miami Citizens Board, Member

Certifications / Specialties

  • Certified Continuing Education Instructor, State of Florida

Special Awards and Recognitions

  • Rated "AV Preeminent" by Martindale Hubbell
  • Martindale-Hubbell 

Speaking Engagements / Presentations

  • "Advanced PIP Litigation," NARS, 2022
  • "Combating Fraudulent and/or Excessive Attorneys’ Fee Demands," FIFEC, 2022
  • "The Story of a Bartender, a Local Radio Celebrity and a Fraudulent Accident," FIFEC, 2022
  • "Advanced PIP Litigation," USAA, 2022
  • "PIP 2022 - What’s Trending?," Pronto, 2022
  • "Taking the Fraud Out of the Public Adjuster's Estimate," IASIU, 2022
  • "Social Media in the Evaluation of Insurance Claims," AEI/SCLA, 2022
  • "PIP 2022 - What’s Trending? and PIP Coverage: Common Issues and Exclusions," Travelers, 2022
  • "SB76 Became Effective July 1, 2021, What Now?," Heritage, 2022
  • "PIP 2022 - What’s Trending?," Assurance, 2022
  • "PIP 2022 - What’s Trending?," Mercury, 2022
  • "Corporate Representative Depositions and PIP 2022 - What's Trending?," AAA, 2022
  • "PIP 2022 - What’s Trending?," Pearl Holding, 2022
  • "Independent Medical Examinations in Personal Injury Protection," AAA, 2021
  • "SIU: Tips and Tactics," Assurance America, 2021
  • "Alternative Defenses in Florida PIP Cases," AAA, 2021
  • "Advanced PIP Litigation," AAA, 2021
  • "Material Misrepresentation in the Application," Mendota, 2021
  • "Advanced PIP Litigation," Mercury, 2021
  • "Florida 5-Hour Law and Ethics Update," Heritage, 2021
  • "Hot Topics in PIP," CNA, 2021
  • "Florida 5-Hour Law and Ethics Update,"MetLife, 2021
  • "Files from the Fraud Side - Ruse, Clues and Do’s," Kubicki Draper Webinar, 2020
  • "PIP Coverage: Common Issues and Exclusions," Kubicki Draper Webinar, 2020
  • "Social Media, Technology and Its Use in Claims Handling," Pearl Holding Group, 2020
  • "Advanced PIP Litigation - Part I," KD Webinar, 2020
  • "Combating Fraudulent and/or Excessive Attorneys’ Fee Demands," FIFEC Webinar, 2020
  • "Material Misrepresentation," CLM Webinar, 2020
  • "PIP Hot Topics in the Covid World," National General Webinar, 2020
  • "Water Mitigation Defense Strategies," AAA Webinar, 2020
  • "Hot Topics in PIP," Kubicki Draper Webinar, 2020
  • "Social Media, Technology and Its Use in Claims Handling Webinar," Central Florida IASIU, 2020
  • "Water Mitigation Defense Strategies," Water Losses & Cast Iron Pipes Webinar Series, 2020
  • "Florida 5-Hour Law and Ethics Update," Kubicki Draper Webinar, 2020
  • "Florida 5-Hour Law and Ethics Update," AAA, 2020
  • "Florida 5-Hour Law and Ethics Update," MetLife, 2020
  • "Bad Faith Prevention: Negotiating Low Limit Single and Multiple Claims and Effective Preparation and Strategy for the Claims Professional," AAA, 2020
  • "Florida 5-Hour Law and Ethics Update," Allstate, 2020
  • "Social Media, Technology and Its Use in Claims Handling," Assurant, 2019
  • "Roofing Construction: Materials and Damages," AAA, 2019
  • "Florida 5-Hour Law and Ethics Update," Farmers, 2019
  • "Chiropractic Treatment - Proper Defenses to Common Coding Issues and 2% Chiropractic Manipulation Reduction," Travelers, 2019
  • "Florida 5-Hour Law and Ethics Update," MetLife, 2019
  • "Solicitation and Brokering & We have Fraud, Can We Prove it?," Pearl Holding Group, 2019
  • "Florida 5-Hour Law and Ethics Update," Southwest Florida Claims Association (SWFCA), 2019
  • "Anatomy of a Lawsuit," Gainsco, 2019
  • "Florida Hold ‘Em Poker: Evaluating and Defending Attorney Fee Claims," Kubicki Draper, Go All In for KD’s Claim Game – First Party Property Conference, 2019
  • "Evaluating and Defending Attorney Fee Claims," Universal Property, 2019
  • "Investigating Property Losses/Subrogation and Evaluating Property," NARS, 2018
  • "Florida 5-Hour Law and Ethics Update," MetLife, 2018
  • "Multiple Claimants - Low Limit Claims," Farmers, 2018
  • "Solicitation and Brokering," Florida Insurance Fraud Education Committee (FIFEC), 2018
  • "The Good Faith, the Bad Faith, and How to Avoid the Ugly in Claims Handling;" Mercury, 2018
  • "Wind and Water Damage Claims," Flood House Seminar, 2018
  • "Florida 5-Hour Law and Ethics Update," Farmers, 2018
  • "Dr. Jekyll and Mr. Hyde: The Two Faces of the Concurrent Cause Doctrine," Kubicki Draper, A Day at the First Party Property Oscars, 2017
  • "Florida 5 - Hour Law and Ethics Update," Acceptance, 2017
  • "Material Misrepresentation in the Application," Society of Claim Law Associates (SCLA) - Claims Education Conference, 2017
  • "Florida 5 - Hour Law and Ethics Update," Farmers, 2017
  • "Case Law Update & Comparative Negligence," Bristol West, 2017
  • "UM and Medicare Liens," Direct General, 2016
  • "UM and Medicare Liens," National General, 2016
  • "Attorney's Fees," GEICO, 2016
  • "Material Misrepresentation - Meet the Millers," Allstate, 2016
  • "Florida IME PIP Statute," Infinity, 2016
  • "Daubert vs. Frye Debate," Florida Insurance Fraud Education Committee (FIFEC) Annual Conference", 2016
  • "Clean Up Woman: Understanding Fire Damage Mitigation," Kubicki Draper Earth Wind and Fire: The Music of Property Claims First Party Claims Conference, 2016
  • "Florida 5 - Hour Law and Ethics Update," MetLife, 2016
  • "Corporate Representative Deposition," Assurance America, 2016
  • "Negotiating Low Limits," Bristol West, 2015
  • "Staged Accidents," Allstate, 2015
  • "First Party, First Rate Defense: Pre-Suit Investigations," Rimkus, 2015
  • "PIP Hot Topics & Bad Faith: Top Ten Pitfalls to Avoid in Florida," Protective, 2015
  • "Medical Coding," Mercury, 2015
  • "Material Misrepresentation," Assurance America, 2015
  • "Corporate Representative Deposition - Understanding Scope of 1.310(B)(6)," Florida Insurance Fraud Education Committee (FIFEC), 2015
  • "Ethics for the Claims Professional and Material Misrepresentation," Personable, 2015
  • "Material Misrepresentation," Allstate, 2015
  • "Material Misrepresentation," National General, 2015
  • "Florida 5 - Hour Law and Ethics Update," Farmers, 2015
  • "Defense of Material Misrepresentation Claims," IASIU - South Florida Chapter, 2015
  • "Florida 5 - Hour Law and Ethics Update," Assurance America, 2015
  • "Florida 5 - Hour Law and Ethics Update," MetLife Insurance, 2015
  • "Florida 5 - Hour Law and Ethics Update," Direct General, 2015
  • "Bad Faith Avoidance and PIP Hot Topics," Personable, 2014
  • "Florida 5 - Hour Law and Ethics Update," Star & Shied, 2014
  • "PIP Hot Topics," GEICO, 2014
  • "PIP Hot Topics," Gallagher Bassett, 2014
  • "PIP Hot Topics," Gainsco, 2014
  • "PIP Hot Topics & Fraudulent Claims," Assurance America, 2014
  • "PIP Hot Topics & Fraudulent Claims," Imperial Fire & Casualty, 2014
  • "Fraud Mock Trail," Florida Insurance Fraud Education Committee (FIFEC), 2014
  • "Hot Topics Regarding PIP and the 2013 Statute," Farmers, 2014
  • "Appellate Principles and Hot Topics Regarding PIP and the 2013 Statute," MetLife, 2014
  • "PIP: Emerging Issues, Florida Statute and SIU: Tips and Tactics," GEICO, 2014
  • "PIP IME, Exhausting Benefits and Fraud," Safeco, 2014
  • "Update on 2013 PIP Statute, Ethics for the Claims Professional and Set Offs," Amerisure, 2014
  • "We Have Fraud, Can We Prove It?" Gainsco, 2014
  • "Independent Medical Examinations,", Gainsco, 2013
  • "The Future of PIP," Kubicki Draper PIP - SIU Conference, 2013
  • "Independent Medical Examinations," Windhaven, 2013
  • "Ethics for the Claims Professional," Gainsco, 2013
  • "Investigating Staged Accidents," Windhaven, 2013
  • "SIU: Tips & Tactics," Windhaven, 2013
  • "Adjuster-SIU Deposition Strategy," Florida Insurance Fraud Education Committee, (FIFEC), 2013
  • "We have Fraud, Can we prove it?" IASIU - South Florida Chapter Meeting, 2013
  • "Utilization of Motions, Production of Documents and Proposals for Settlements," Gainsco, 2013
  • "Negotiating Small Limits Claims & Significant Changes to the 2013 PIP Statute," Assurance America, 2013
  • "Medical Coding," Gainsco, 2013
  • "Significant Changes to the Florida PIP Law & Good Faith Documentation," NARS, 2013
  • "How the new PIP statute will affect Claims Handling and BI Claims," Assurance America, 2013
  • "Filing a Civil Fraud and-or RICO Lawsuit," United Auto, 2012
  • "Homeowner Insurance Fraud Investigations," Florida Insurance Fraud Education Committee, (FIFEC), 2012
  • "Significant Changes in 2013 PIP Statute - Changes in Claims Handling and Expected Litigation Issues," Kubicki Draper Claims Management Conference, 2012
  • "2013 Personal Injury Protection Statute," RAC, 2012
  • "Hot Topics in Personal Injury Protection Litigation," Infinity, 2012
  • "EUO No Show Cases in Litigation prior to the Custer Ruling - Now What?" Mendota, 2012
  • "Red Flags for Staged Accidents and Effective Investigations," 21st Century, 2011
  • "Medical Coding and Personal Injury Protection," North American Risk Services, 2011
  • "Examinations Under Oath Not Just Another Deposition and Litigating Fraud and Counterclaims," Florida Insurance Fraud Education Committee (FIFEC), 2011
  • "Pattern and Schemes of Fraud and Filing a Fraud Counterclaim Against Medical Clinics," Nationwide, 2011
  • "Investigative Tools for Defending Staged Accident and Medical Billing Fraud," GEICO, 2011
  • "Investigating Staged Accidents and Taking an effective Examination Under Oath," Liberty Mutual, 2011
  • Overview
  • Practice Areas
  • Credentials
  • Presentations



Miami Office

9100 South Dadeland Blvd., Suite 1800
Miami, FL 33156

T: 305.374.1212 F: 305.374.7846

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Key West

Key West Office

402 Applerouth Lane, Suite 2C
Key West, FL 33040

T: 305.509.7300 F: 305.374.7846

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Ft. Lauderdale

Ft. Lauderdale Office

110 East Broward Blvd., Suite 1400
Fort Lauderdale, FL 33301

T: 954.768.0011 F: 954.768.0514

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West Palm Beach

West Palm Beach Office

1700 Palm Beach Lakes Blvd., Suite 800
West Palm Beach, FL 33401

T: 561.640.0303 F: 561.640.0524

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Indian River | Martin | Okeechobee | Palm Beach | Saint Lucie


Tampa Office

400 North Ashley Drive, Suite 1200
Tampa, FL 33602

T: 813.204.9776 F: 813.204.9660

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Hernando | Hillsborough | Manatee | Pasco | Pinellas | Polk | Sarasota

Orlando Office

201 South Orange Avenue, Suite 475
Orlando, FL 32801

T: 407.245.3630 F: 407.245.7685

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Brevard | Highlands | Orange | Osceola | Seminole

Ocala Office

1396 NE 20th Avenue, #500
Ocala, FL 34470

T: 352.622.4222 F: 352.622.9122

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Alachua | Citrus | Dixie | Gilchrist | Lake | Levy | Marion | Putnam | Sumter | Volusia

Jacksonville Office

76 South Laura Street, Suite 1400
Jacksonville, FL 32202

T: 904.396.0062 F: 904.396.0380

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Baker | Bradford | Clay | Columbia | Duval | Flagler | Hamilton | Nassau | Saint Johns | Union

Pensacola Office

125 West Romana Street, Suite 550
Pensacola, FL 32502

T: 850.434.0003 F: 850.434.0223

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Escambia | Holmes | Okaloosa | Santa Rosa | Walton


Tallahassee Office

1705 Metropolitan Boulevard, Suite 202
Tallahassee, FL 32308

T: 850.222.5188 F: 850.222.5108

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Bay | Calhoun | Franklin | Gadsden | Gulf | Jackson | Jefferson | Leon | Liberty | Wakulla | Washington | Madison | Lafayette | Taylor 

Ft. Myers

Ft. Myers Office

13350 Metro Parkway, Suite 401
Fort Myers, FL 33966

T: 239.334.8403 F: 239.939.0700

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Charlotte | Collier | DeSoto | Glades | Hardee | Hendry | Lee


Mobile Office

11 North Water Street, Suite 10290
Mobile, AL 36602

T: 251.308.3351 F: 251.287.1624

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Baldwin | Washington | Clarke | Escambia | Covington | Geneva | Houston | Henry |  Dale | Coffee | Barbour | Pike |Crenshaw | Butler  | Monroe | Clarke | Choctaw | Wilcox | Bullock | Russell

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Our Firm

our hi(story)

In 1963, Gene Kubicki founded the firm based on dedication to excellence. The same high standards have been maintained for over five decades -- years which have seen the firm’s ranks swell to over 200 attorneys.


Our team knows return clients are the life blood of any law firm and this is why we ensure client satisfaction by an exacting attention to service and quality.  Client service coupled with a spectacular work ethic, makes our team hard to beat.

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Kubicki Draper is committed to fostering an environment of equal opportunity for success and believes diversity is not only a moral imperative, but is also sound business practice.

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In response to the growing needs of its clients, the firm began expanding in the early 1980's and today is a diverse full-service law firm providing trial, appellate, coverage, commercial and real estate transaction services.

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Kubicki Draper enjoys a national reputation for expertise in the handling of complex, high stakes litigation matters, as well as, appellate, general commercial and real estate practice.

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With a dozen offices throughout the State of Florida and other key points in the southern parts of Georgia, Alabama, and Mississipi, our firm is familiar to every venue statewide and will never get home-teamed.

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