Jill Aberbach and Kameron D. Romaelle, of our Ft. Lauderdale office, obtained summary judgment for our client, a homeowners’ insurer, in a Hurricane Irma case. The insureds reported a roof damage claim in 2020, claiming the damage was related to Hurricane Irma—which occurred two years earlier. It was discovered that the insureds made extensive repairs to the roof after Hurricane Irma and prior to the submission of their 2020 claim to the insurer, making it nearly impossible for the defendant to decipher the cause and date of loss. At summary judgment, the defense argued that the insurer was prejudiced by the late reporting of the claim and the major roof repairs. The court agreed, granting summary judgment in favor of the insurer.