Harold A. Saul

Equity Partner, DEI Committee Co-Chair


Harold Saul aggressively handles extensive personal injury claims, including traumatic brain injuries, significant injuries to property or business and wrongful death claims in both State and Federal Court. He has also developed a specialty in construction defect cases and handles these complex claims in pre-suit, state court and arbitration. These include representing subcontractors, “mom and pop” general contractors and Professional Liability claims. Harold helped kick start the firm’s construction practice group several years ago. Although co-chairs rotate, and he is no longer a co-chair of the group, Harold is still an active member and very involved in group meetings and coordinating and presenting continuing education courses on the group’s behalf.

Harold has always prided himself on service to clients, determining early on in each case a potential resolution strategy so the client's goals for each case are met. This involves communicating with the client to develop a strategy, updating that strategy as the case evolves, and in most cases, making an early offer.

While early resolution is top of mind, Harold is a seasoned litigator, who has tried well over 100 cases to verdict. Even though most cases will not go to trial, this experience is recognized by his opposition and allows for successful resolutions as they know if necessary, Harold will take a case to trial. He has also utilized this vast experience to assist claims professionals and other colleagues by presenting continuing education courses as noted above, however, not limited to construction alone. As a Certified Continuing Education Instructor for the State of Florida Department of Financial Services, Harold has presented on topics and strategies relating to all types of claims.

Harold is tough in and out of the courtroom. He inherited Polycystic Kidney Disease, and his kidneys failed in 2010. Harold was fortunate to receive a kidney transplant in 2012 and during the entire challenge, never missed a step, both inside and outside the courtroom. As a result of his disease, Harold has given back to the community thru involvement in various charity organizations focusing mainly on kidney organizations. This includes fundraising, lobbying the United States Congress for research funds, as well as providing education to the general public and patients about kidney disease and organ transplantation. He is the co-chair of the Walk for PKD in Tampa and has previously served as a National Board member for the PKD Foundation and the National Kidney Foundation. He has also served as President of the National Kidney Foundation of Florida.

Practice Areas


  • Florida State University College of Law, Tallahassee, FL (J.D., 1988)
    With honors
    Member, Mock Trial Team
  • Florida State University, Tallahassee, FL (B.S., 1985)
    Omicron Delta Kappa; Gold Key Honorary; National Residence Hall Honorary; Pi Gamma Mu (Social Science Honorary); Beta Gamma Sigma (National Business Honorary) Golden Key National Honor Society; Who's Who in American University and Colleges; Dean's List; 1981-1985, Water Polo Team, 1982-83, Captain


  • State of Florida, 1988
  • U.S. District Court, Middle District of Florida, 1990
  • U.S. Court of Appeals, 11th Circuit, 1990
  • U.S. District Court, Southern District of Florida, 1989

Professional Associations and Memberships

  • Kubicki Draper First Party Practice Group, Member
  • Kubicki Draper Diversity, Equity and Inclusion Committee, Co-Chair
  • Kubicki Draper Construction Practice Group, Member, Former Co-Chair
  • Kubicki Draper Pre-Suit Practice Group, Member
  • Claims & Litigation Management Alliance, Member and Construction Claims - Webinar Committee for the Southeast Region 
  • Florida Defense Lawyers Association, Vice-Chair Legislative Affairs Committee
  • KHI (Kidney Health Initiative), Member
  • PKD (Polycystic Kidney Disease) Foundation, Board Member (1997 - 2007)
  • National African American Insurance Association (NAAIA)
  • National Kidney Foundation of Florida, Board Member (1990 - 2006)
  • National Kidney Foundation, Inc., Various Committee Positions (1990 - 2000)
  • National Kidney Foundation, Inc., Board Member (1996 - 1998)
  • National Kidney Foundation of Florida, President (1995 - 1997)
  • Tampa Bay Claims Association

Certifications / Specialties

  • Certified Continuing Education Instructor, State of Florida

Special Awards and Recognitions

  • America's Top 100 Civil Defense Litigators
  • Listed Tampa Bay Magazine, Tampa Bay's "Top Lawyer" (2010, 2012 & 2014)
  • Named "Florida's Legal Elite" in Civil Trial Practice, Florida Trend Magazine (2007 & 2009)
  • Named Florida "Super Lawyer" in Civil Litigation Defense, Law & Politics Magazine (2006 - 2007)
  • Rated "AV Preeminent" by Martindale Hubbel
  • Superlawyers  
  • ABOTA 
  • America's Top 100
Civil Defense Litigators 2018® Recipient Award  
  • Martindale-Hubbell 

Special Engagements / Presentations

  • "Florida 4-Hour Law and Ethics," KD Webinar, 2024
  • "Florida 4-Hour Law and Ethics Update," Kubicki Draper Webinar, 2023
  • "Effective Interviewing Techniques," Florida State University, Cuban American Bar Association ("CABA") and American Civil Liberties Union ("ACLU") Chapters, 2023
  • "Anatomy of a Lawsuit and Restaurant & Fast Food Liability," James River, 2022
  • "Defending Automobile Negligence Claims," National General, 2022
  • "Immunities Available To Florida’s Construction Industry Under Florida’s Worker Compensation Law," Kubicki Draper, 2022
  • "Experts in Construction Related Cases - Selection, Direction and Protection," Kubicki Draper Construction Conference, 2021
  • "Workers Compensation Immunity in Florida’s Construction Industry," KD Webinar, 2021
  • "Coverage Considerations in Construction Defect Claim," James River, 2021
  • "Negligent Security," Kubicki Draper Webinar, 2020
  • "Substantial Factor Theory in Construction Defect Claims," Kubicki Draper Webinar, 2020
  • "Florida 5-Hour Law and Ethics Update," James River, 2020
  • "Managing the Catastrophic Claim and Social Media, Technology and Its Use in Claims Handling," GEICO, 2019
  • "Training Day: Preparing Corporate Representatives for Deposition," UPC, 2019
  • "Construction Indemnity Contracts and Florida Statute 725.06" and "Construction Project Policies," FCCI, 2018
  • "Multiple Claimants - Low Limit Solutions," Bristol West, 2018
  • "Transferring Risk in Construction Defect Cases" and "Construction Defect: Arbitration Tips and Strategies," FCCI, 2018
  • "Florida 5-Hour Law and Ethics Update," Sedgwick, 2017
  • "Rules and Strategies in Defending Construction Defect Cases in Arbitration,”  CLM Webinar, 2017
  • "Arbitrating a Construction Defect Case," Travelers, 2017
  • "Florida 5-Hour Law and Ethics Update," GEICO, 2017
  • "Comparative Negligence and Multiple Claimants: Low Limit Solutions," Bristol West, 2017 
  • "Case Law Update and Comparative Negligence," Bristol West, 2017
  • "Comparative Negligence, Defending Automobile Negligence, Negligent Security and Material Misrepresentation," Allstate, 2016
  • "Arbitration Tips and Strategies and Subcontractor Involvement," Mid-Continent, 2016
  • "Florida 5-Hour Law and Ethics Update," GEICO, 2016
  • "Borderline Injury Cases, Proposals for Settlement & Rental Vehicle Coverage," Liberty Mutual, 2015
  • "Florida 5-Hour Law and Ethics Update," Rimkus, 2015
  • "We have Fraud, Can we Prove it?," West Coast Claims Association, 2015
  • "How Ethical Claim Handling and Careful Preparation will help Carry the Day," CRA 2014
  • "Avoiding Bad Faith Pitfalls," North American Risk Services (NARS), 2014
  • "Premises Liability and Fraudulent Claims," Liberty Mutual, 2014
  • "Negligent Security and Indemnity Clauses in Construction Contracts," National Claim Services, 2014
  • "Bad Faith, UM/UIM and Legal Concepts for Defending Automobile Negligence," Hanover,2013
  • "Mock Mediation: Facts for Mediation & Negotiation Exercise," Infinity, 2013
  • "Here's a Notion-File a Motion & Passing the Blame and Finding Coverage for Defective Coverage Work in Construction Cases," Travelers, 2013
  • "Spreading The Misery: Indemnity Clauses in Construction," Mid-Continent, 2013
  • "Premises Liability 2013 Update and Construction - Transferring Risk," Amerisure , 2013
  • "Significant Changes to the Florida PIP Law & Good Faith Documentation," NARS , 2013
  • "Effective Mediation Preparation, Strategy and Presentation for the Claims Professional," GEICO, 2013
  • "Ethics for Claims Professional," Kubicki Draper Claims Management Conference, 2012
  • "Proposals for Settlement," Kubicki Draper Claims Management Conference, 2010
  • "Early Case Resolution Strategies," Kubicki Draper Claims Management Conference, 2009
  • "Electronic Discovery - Effective Use of Computer Forensics," Kubicki Draper Claims Management Conference, 2008

Published Works

  • Florida Adopts the Federal Summary Judgment Standard, KD Winter / Spring Quaterly, 2021
  • Are Reductions for Medicare Adjustments for Past Medical Expenses a Thing of the Past, KD Quarterly, Summer 2016
  • Admitting Trial Exhibits, co-authored with Sharon Degnan, The Defense Speaks, Ch. 68, Florida Defense Lawyers Association, 2006
  • Overview
  • Practice Areas
  • Credentials
  • Presentations
  • Authorships



Miami Office

9100 South Dadeland Blvd., Suite 1800
Miami, FL 33156

T: 305.374.1212 F: 305.374.7846

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Key West

Key West Office

402 Applerouth Lane, Suite 2C
Key West, FL 33040

T: 305.509.7300 F: 305.374.7846

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Ft. Lauderdale

Ft. Lauderdale Office

110 East Broward Blvd., Suite 1400
Fort Lauderdale, FL 33301

T: 954.768.0011 F: 954.768.0514

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West Palm Beach

West Palm Beach Office

1700 Palm Beach Lakes Blvd., Suite 800
West Palm Beach, FL 33401

T: 561.640.0303 F: 561.640.0524

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Indian River | Martin | Okeechobee | Palm Beach | Saint Lucie


Tampa Office

400 North Ashley Drive, Suite 1200
Tampa, FL 33602

T: 813.204.9776 F: 813.204.9660

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Orlando Office

201 South Orange Avenue, Suite 475
Orlando, FL 32801

T: 407.245.3630 F: 407.245.7685

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Brevard | Highlands | Orange | Osceola | Seminole

Ocala Office

1396 NE 20th Avenue, #500
Ocala, FL 34470

T: 352.622.4222 F: 352.622.9122

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Jacksonville Office

1 Independent Drive, Suite 1601
Jacksonville, FL 32202

T: 904.396.0062 F: 904.396.0380

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Baker | Bradford | Clay | Columbia | Duval | Flagler | Hamilton | Nassau | Saint Johns | Union

Pensacola Office

125 West Romana Street, Suite 550
Pensacola, FL 32502

T: 850.434.0003 F: 850.434.0223

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Escambia | Holmes | Okaloosa | Santa Rosa | Walton


Tallahassee Office

1705 Metropolitan Boulevard, Suite 202
Tallahassee, FL 32308

T: 850.222.5188 F: 850.222.5108

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Bay | Calhoun | Franklin | Gadsden | Gulf | Jackson | Jefferson | Leon | Liberty | Wakulla | Washington | Madison | Lafayette | Taylor 

Ft. Myers

Ft. Myers Office

13350 Metro Parkway, Suite 201
Fort Myers, FL 33966

T: 239.334.8403 F: 239.939.0700

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Charlotte | Collier | DeSoto | Glades | Hardee | Hendry | Lee


Mobile Office

11 North Water Street, Suite 10290
Mobile, AL 36602

T: 251.308.3351 F: 251.287.1624

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Baldwin | Washington | Clarke | Escambia | Covington | Geneva | Houston | Henry |  Dale | Coffee | Barbour | Pike |Crenshaw | Butler  | Monroe | Clarke | Choctaw | Wilcox | Bullock | Russell

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Our Firm

our hi(story)

In 1963, Gene Kubicki founded the firm based on dedication to excellence. The same high standards have been maintained for over five decades -- years which have seen the firm’s ranks swell to over 200 attorneys.


Our team knows return clients are the life blood of any law firm and this is why we ensure client satisfaction by an exacting attention to service and quality.  Client service coupled with a spectacular work ethic, makes our team hard to beat.

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Kubicki Draper is committed to fostering an environment of equal opportunity for success and believes diversity is not only a moral imperative, but is also sound business practice.

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In response to the growing needs of its clients, the firm began expanding in the early 1980's and today is a diverse full-service law firm providing trial, appellate, coverage, commercial and real estate transaction services.

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Kubicki Draper enjoys a national reputation for expertise in the handling of complex, high stakes litigation matters, as well as, appellate, general commercial and real estate practice.

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With a dozen offices throughout the State of Florida and other key points in the southern parts of Georgia, Alabama, and Mississipi, our firm is familiar to every venue statewide and will never get home-teamed.

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