Steve Cozart is a Shareholder in the Mobile, Alabama and Pensacola, Florida offices. His practice is concentrated on complex civil litigation with a particular focus on commercial litigation, including employment disputes and products liability claims, as well as catastrophic personal injury claims.

While a favorable settlement is often a successful outcome, Steve recognizes some cases have to be taken all the way through trial. As a veteran trial attorney, he has tried numerous cases in both state and federal courts throughout the Southeastern United States. His clients range from Fortune 500 companies to small business owners, and he has garnered praise for his ability to help each client effectively connect with jurors across diverse venues.

A native of Santa Rosa County, Steve graduated from Jay High School before earning his undergraduate degree from the University of Alabama and his law degree from Mississippi College School of Law. He is licensed to practice in Florida and Alabama and holds an “AV Preeminent” rating from Martindale-Hubbell, reflecting the highest level of ethical standards and professional quality as recognized by his peers.

In addition to his active trial practice, Steve is a frequent lecturer, having presented numerous seminars for claims professionals and continuing education classes for attorneys. He remains engaged in his community by serving as the Town Attorney for his hometown of Jay, Florida.

• Administrative Law and Criminal Licensing
• Attorney Fees Expert
• Automobile and Motorized Vehicles
• Commercial Litigation and Transactions
• Construction
• Hospitality and Retail
• Labor and Employment
• Liquor Liability
• Premises Liability
• Products Liability
• Trucking – Transportation

Education

• Mississippi College School of Law (J.D., 1995)

  Honors: Law Review, Comment Editor; Moot Court Board

• University of Alabama (B.A., 1992)

• State of Florida 1998
• State of Alabama 2004
• U.S. District Court, Northern District of Florida
• U.S. District Court, Southern District of Alabama
• U.S. District Court, Middle District of Alabama

• Kubicki Draper Hospitality, Retail, and Premises Liability Practice Group, Member
• Florida Bar Association
• Alabama Bar Association
• American Board of Trial Advocates (ABOTA), Northwest Florida Chapter
• Escambia-Santa Rosa Bar Association

• Certified Continuing Education Instructor, State of Florida

• “AV Preeminent” Rated by Martindale-Hubbell

• “Florida 4-Hour Law and Ethics,” National General, 2022
• “Litigating Construction Roadway Claims,” Kubicki Draper Webinar, 2021
• “Alabama Case Law Update,” Kubicki Draper Webinar, 2021
• “Florida 5-Hour Law and Ethics Update,” Kubicki Draper Webinar, 2020
• “Bugs, Drugs and Thieves,” Kubicki Draper Webinar, 2020
• “Florida 5-Hour Law and Ethics Update,” CNA Webinar, 2020
• “Florida 5-Hour Law and Ethics Update,” GEICO Webinar, 2020
• “Florida 5-Hour Law and Ethics Update,” FIFEC Webinar, 2020
• “Covenants Not To Compete in Florida,” Gulf Coast Claims Association of InsuranceProfessionals, 2019
• “Florida 5-Hour Law and Ethics Update,” CNA, 2019
• “Managing the Catastrophic Claim,” GEICO, 2018
• “Medicare Liens and Set Asides,” CNA, 2018
• “Florida 5-Hour Law and Ethics Update,” Rimkus Consulting Group, Inc. – Pensacola 12th Annual CE Event, 2018
• “Legal Issues and Contractor Abuses in Assignment of Benefits Claims,” GHD, 2018
• “Florida 5-Hour Law and Ethics Update,” ServPro of Pensacola, 2017
• “The Good (Faith), the Bad (Faith), and (How to Avoid), the Uglyâ¦in Claims Handling;” Kubicki Draper, A Day at the First Party Property Oscars, 2017
• “Punitive Damages in Alabama,” CNA, 2017
• “Alcohol, Cell Phones and the Law,” Gulf Coast Claims Association of Insurance Professionals, 2016
• “Florida 5-Hour Law and Ethics Update,” FCCI, 2016
• “The Verdict: Was it Arson or Was it an Accident,” Florida Insurance Fraud Education Committee (FIFEC), 2016
• “First Party First Rate Defense,” Rimkus, 2016
• “Bad Faith: Top Ten Pitfalls to Avoid,” Gulf Coast Association for Insurance Professionals, 2015
•  “Balcony Collapse: Understanding the Pitfalls & Limiting Exposure,” Property & Liability Resource Bureau (PLBR), 2015
• “Florida 5-Hour Law & Ethics Update,” GEICO, 2015
• “Ethics for the Claims Professional,” Gulf Coast Association for Insurance Professionals, 2014
• “Florida 5-Hour Law & Ethics Update,” FCCI, 2014
• “Case Law Update: Defending Percutaneous Discectomies,” Sedgwick, 2014
• “Proposals for Settlement, Utilization of Motions and Production on Documents,” Gainsco, 2013
• “Set Offs in Personal Injury Cases,” GEICO, 2013
• “Mediation Techniques,” GEICO, 2013
• “Construction Defects,” Travelers, 2012
• “A Case Study in Settlements and Releases,” Auto Owners, 2012
• “SIU Tips and Tactics,” Rimkus, 2012
• “Ethics for the Claims Professional,” Rimkus, 2012
• “PIP and BI,” Mendota, 2011
• “Medicare Super-Liens, Set Asides and Notice Provisions,” Nationwide, 2011
• “Litigating Insurance Coverage Claims: From Start to Finish,” Pensacola, FL 2011
• “Tactics for Handling Claims Involving MRSA,” Sarasota, FL 2010
• “Uninsured Motorist Benefits Coverage: A Survey of Florida Law,” Orlando, FL 2010
• “Ethical Considerations for Claims Adjusting in Florida (or – How to Keep your Job),” Lake Mary, FL 2009
• “Florida Law Update,” Birmingham, AL 2007
• “Things you ‘Auto’ Know about Handling UM and BI Claims,” Ft. Lauderdale & Orlando, FL 2005
• “Basic Comparison of Legal Issues in Alabama and Mississippi,” Tampa, FL 2005
• “A Practical Refresher on Litigating the Mississippi Auto Injury Case,” Jackson, MS 2004

• Through the Eyes of the Debtor: Mississippi Reexamines the Breach of the Peace Exception to Uniform Commercial Code Section 9-503, 15 Miss. C.L. Rev. 145 (1994)

In his free time, Steve enjoys boating and spending as much time as possible in the outdoors.