Hillary Lovelady is a seasoned insurance defense attorney with extensive experience handling bodily injury claims arising from motor vehicle accidents, premises liability matters and other tort actions. For more than a decade, she has advised and defended insurers and corporate clients, skillfully guiding cases from initial investigation and strategy development through motion practice and trial preparation to achieve results aligned with client goals.

Hillary began her legal career at a small South Florida insurance defense firm, where she concentrated on first-party property claims. Seeking to deepen her trial and mediation experience, she volunteered with AmeriCorps at Legal Services of North Florida, where she represented clients in small claims court and administrative proceedings. This hands-on work sharpened her courtroom instincts and refined her client advocacy skills.

Hillary brings a clear-headed and a results-driven approach to defense representation. Her strong analytical skills – particularly in evaluating liability, causation, and exposure–combined with her motion practice experience, enables her to help clients mitigate risk, control defense costs, and achieve favorable resolutions and verdicts.

• Auto Glass
• Automobile and Motorized Vehicles
• First-Party Property: Personal and Commercial
• Fraud / SIU / EUO
• Insurance Coverage
• Personal Injury Protection (PIP)
• Premises Liability

Education

• University of Baltimore (J.D., cum laude, 2011)
• University of Florida (B.A., cum laude, 2008)

• State of Florida 2012
• United States District Court, Southern District of Florida 2013
• U.S. District Court, Northern District of Florida
• District of Columbia

• Kubicki Draper PIP / SIU Practice Group, Member
• Kubicki Draper First Party Property Practice Group, Member
• Florida Bar Association
• Jacksonville Bar Association

• Certified Continuing Education Instructor, State of Florida

• “Corporate Representative Depositions,” AAA, 2025
• “Florida 4-Hour Law and Ethics Update,” Kubicki Draper Webinar, 2025
• “Material Misrepresentation in the Application,” KD Webinar, 2024
• “Alternative Defenses in Florida PIP Cases & Advanced PIP Litigation,” GEICO, 2024
• “Evaluating PIP Coverage With a Non-Florida Policy, or When a Motor Vehicle Accident Occurs Outside of Florida,” Assurance America, 2024
• “Florida 4-Hour Law and Ethics Update,” Kubicki Draper Webinar, 2024
• “Evaluating PIP Coverage With a Non-Florida Policy, or When a Motor Vehicle Accident Occurs Outside of Florida,” NARS, 2024
• “What’s in a Code? An Analysis on Personal Injury Protection Coding Denials,” FIFEC, 2023
• “Florida Tort Reform and PIP Litigation – What Changed? and PIP – What’s Trending?,” Travelers, 2023
• “Florida Tort Reform: Practical Considerations for the Claims Professional,” USAA, 2023
• “Florida 4-Hour Law and Ethics Update,” IASIU/Travelers, 2023
• “Florida 4-Hour Law and Ethics Update,”Kubicki Draper Webinar, 2023
• “Social Media, Technology and Its Use in Claims Handling,” Gainsco, 2022
• “Advanced PIP Litigation,” NARS, 2022
• “Advanced PIP Litigation,” USAA, 2022
• “PIP 2022 – What’s Trending?,” National General, 2022
• “PIP 2022 – What’s Trending? and PIP Coverage: Common Issues and Exclusions,” Travelers, 2022
• “Corporate Representative Depositions and PIP 2022 – What’s Trending?,” AAA, 2022
• “SIU: Tips and Tactics,” Assurance America, 2021
• “Advanced PIP Litigation,” Mercury, 2021
• “Florida 5-Hour Law and Ethics Update,”MetLife, 2021
• “Ace Your Pre-Suit Investigation,” Kubicki Draper Webinar, 2020
• “Out of Line: Evaluating PIP Coverage With a Non-Florida Policy, or When a Motor Vehicle Accident Occurs Outside of Florida,” KD Webinar, 2020

• ”Fighting Attorneys Fees Following Appraisals,” KD Summer Quarterly, 2019

Outside the office, Hillary enjoys refining her coffee-brewing skills, baking desserts inspired by her favorite television shows, and spending quality time with her husband and three children. She also serves as the Youth Leader at her church and volunteers as a USA Swimming official through Florida Swimming.