Harold Saul aggressively handles extensive personal injury, auto, premises and trucking claims, including traumatic brain injuries, significant injuries to property or business and wrongful death claims in both State and Federal Court. He has also developed a specialty in construction defect cases and handles these complex claims in pre-suit, state court and arbitration. Harold helped kick start the firm’s construction practice group several years ago. Although co-chairs rotate, and he is no longer a co-chair of the group, Harold is still an active member and very involved in group meetings and coordinating and presenting continuing education courses on the group’s behalf.

Harold has always prided himself on service to clients, determining early on in each case a potential resolution strategy so the client’s goals for each case are met. This involves communicating with the client to develop a strategy, updating that strategy as the case evolves, and in most cases, making an early offer.

While early resolution is top of mind, Harold is a seasoned litigator, who has tried well over 100 cases to verdict. Even though most cases will not go to trial, this experience is recognized by his opposition and allows for successful resolutions as they know if necessary, Harold will take a case to trial. He has also utilized this vast experience to assist claims professionals and other colleagues by presenting continuing education courses as noted above, however, not limited to construction alone. As a Certified Continuing Education Instructor for the State of Florida Department of Financial Services, Harold has presented on topics and strategies relating to all types of claims.

• Attorney Fees Expert
• Automobile and Motorized Vehicles
• Construction
• First-Party Property: Personal and Commercial
• Premises Liability
• Presuit Settlement Assistance
• Trucking – Transportation

Education

• Florida State University (J.D., 1988)

  Honors: Member, Mock Trial Team

• Florida State University (B.S., 1985)

  Honors: Omicron Delta Kappa; Gold Key Honorary; National Residence Hall Honorary; Pi Gamma Mu (Social Science Honorary); Beta Gamma Sigma (National Business Honorary) Golden Key National Honor Society; Who’s Who in American University and Colleges; Dean’s List; 1981-1985, Water Polo Team, 1982-83, Captain

• State of Florida 1988
• United States District Court, Southern District of Florida 1989
• U.S. Bankruptcy Court, Middle District of Florida 1990
• U.S. District Court of Appeals, 11th Circuit 1990

• Kubicki Draper First Party Practice Group, Member
• Kubicki Draper Trucking and Transportation Practice Group, Co-Chair
• Kubicki Draper Diversity, Equity and Inclusion Committee, Co-Chair
• Kubicki Draper Construction Practice Group, Member, Former Co-Chair
• Kubicki Draper Pre-Suit Practice Group, Member
• Claims & Litigation Management Alliance, Member and Construction Claims – Webinar Committee for the Southeast Region
• Florida Defense Lawyers Association, Vice-Chair Legislative Affairs Committee
• KHI (Kidney Health Initiative), Member
• PKD (Polycystic Kidney Disease) Foundation, Board Member (1997 – 2007)
• National African American Insurance Association (NAAIA)
• National Kidney Foundation of Florida, Board Member (1990 – 2006)
• National Kidney Foundation, Inc., Various Committee Positions (1990 – 2000)
• National Kidney Foundation, Inc., Board Member (1996 – 1998)
• National Kidney Foundation of Florida, President (1995 – 1997)
• Tampa Bay Claims Association
• American Board of Trial Advocates (ABOTA), Life Fellow

• Certified Continuing Education Instructor, State of Florida

• America’s Top 100 Civil Defense Litigators
• Listed Tampa Bay Magazine, Tampa Bay’s “Top Lawyer” (2010, 2012 & 2014)
• Named “Florida’s Legal Elite” in Civil Trial Practice, Florida Trend Magazine (2007 & 2009)
• Named Florida “Super Lawyer” in Civil Litigation Defense, Law & Politics Magazine (2006 -2007)
• Rated “AV Preeminent” by Martindale Hubbel

• “Florida 4-Hour Law and Ethics Update,” Kubicki Draper Webinar, 2025
• “Florida 4-Hour Law and Ethics Update,” Kubicki Draper Webinar, 2024
• “Florida 4-Hour Law and Ethics Update,” Kubicki Draper Webinar, 2023
• “Effective Interviewing Techniques,” Florida State University, Cuban American Bar Association (“CABA”) and American Civil Liberties Union (“ACLU”) Chapters, 2023
• “Anatomy of a Lawsuit and Restaurant & Fast Food Liability,” James River, 2022
• “Defending Automobile Negligence Claims,” National General, 2022
• “Immunities Available To Florida’s Construction Industry Under Florida’s Worker Compensation Law,” Kubicki Draper, 2022
• “Experts in Construction Related Cases – Selection, Direction and Protection,” Kubicki Draper Construction Conference, 2021
• “Workers Compensation Immunity in Florida’s Construction Industry,” KD Webinar, 2021
• “Coverage Considerations in Construction Defect Claim,” James River, 2021
• “Negligent Security,” Kubicki Draper Webinar, 2020
• “Substantial Factor Theory in Construction Defect Claims,” Kubicki Draper Webinar, 2020
• “Florida 5-Hour Law and Ethics Update,” James River, 2020
• “Managing the Catastrophic Claim and Social Media, Technology and Its Use in Claims Handling,” GEICO, 2019
• “Training Day: Preparing Corporate Representatives for Deposition,” UPC, 2019
• “Construction Indemnity Contracts and Florida Statute 725.06” and “Construction Project Policies,” FCCI, 2018
• “Multiple Claimants – Low Limit Solutions,” Bristol West, 2018
• “Transferring Risk in Construction Defect Cases” and “Construction Defect: Arbitration Tips and Strategies,” FCCI, 2018
• “Florida 5-Hour Law and Ethics Update,” Sedgwick, 2017
• “Rules and Strategies in Defending Construction Defect Cases in Arbitration,” CLM Webinar, 2017
• “Arbitrating a Construction Defect Case,” Travelers, 2017
• “Florida 5-Hour Law and Ethics Update,” GEICO, 2017
• “Comparative Negligence and Multiple Claimants: Low Limit Solutions,” Bristol West, 2017
• “Case Law Update and Comparative Negligence,” Bristol West, 2017
• “Comparative Negligence, Defending Automobile Negligence, Negligent Security and Material Misrepresentation,” Allstate, 2016
• “Arbitration Tips and Strategies and Subcontractor Involvement,” Mid-Continent, 2016
• “Florida 5-Hour Law and Ethics Update,” GEICO, 2016
• “Borderline Injury Cases, Proposals for Settlement & Rental Vehicle Coverage,” Liberty Mutual, 2015
• “Florida 5-Hour Law and Ethics Update,” Rimkus, 2015
• “We have Fraud, Can we Prove it?,” West Coast Claims Association, 2015
• “How Ethical Claim Handling and Careful Preparation will help Carry the Day,” CRA 2014
• “Avoiding Bad Faith Pitfalls,” North American Risk Services (NARS), 2014
• “Premises Liability and Fraudulent Claims,” Liberty Mutual, 2014
• “Negligent Security and Indemnity Clauses in Construction Contracts,” National Claim Services, 2014
• “Bad Faith, UM/UIM and Legal Concepts for Defending Automobile Negligence,” Hanover,2013
• “Mock Mediation: Facts for Mediation & Negotiation Exercise,” Infinity, 2013
• “Here’s a Notion-File a Motion & Passing the Blame and Finding Coverage for Defective Coverage Work in Construction Cases,” Travelers, 2013
• “Spreading The Misery: Indemnity Clauses in Construction,” Mid-Continent, 2013
• “Premises Liability 2013 Update and Construction – Transferring Risk,” Amerisure , 2013
• “Significant Changes to the Florida PIP Law & Good Faith Documentation,” NARS , 2013
• “Effective Mediation Preparation, Strategy and Presentation for the Claims Professional,” GEICO, 2013
• “Ethics for Claims Professional,” Kubicki Draper Claims Management Conference, 2012
• “Proposals for Settlement,” Kubicki Draper Claims Management Conference, 2010
• “Early Case Resolution Strategies,” Kubicki Draper Claims Management Conference, 2009
• “Electronic Discovery – Effective Use of Computer Forensics,” Kubicki Draper Claims Management Conference, 2008

• Florida Adopts the Federal Summary Judgment Standard, KD Winter / Spring Quarterly, 2021
• Are Reductions for Medicare Adjustments for Past Medical Expenses a Thing of the Past, KD Quarterly, Summer 2016
• Admitting Trial Exhibits, co-authored with Sharon Degnan, The Defense Speaks, Ch. 68, Florida Defense Lawyers Association, 2006

Harold is tough in and out of the courtroom. He inherited Polycystic Kidney Disease, and his kidneys failed in 2010. Harold was fortunate to receive a kidney transplant in 2012 and during the entire challenge, never missed a step, both inside and outside the courtroom. As a result of his disease, Harold has given back to the community thru involvement in various charity organizations focusing mainly on kidney organizations. This includes fundraising, lobbying the United States Congress for research funds, as well as providing education to the general public and patients about kidney disease and organ transplantation. He is the co-chair of the Walk for PKD in Tampa and has previously served as a National Board member for the PKD Foundation and the National Kidney Foundation. He has also served as President of the National Kidney Foundation of Florida.