On October 8, 2025, Florida’s Third District Court of Appeal ruled that Examinations Under Oath (EUOs) are admissible summary judgment evidence (Universal X Rays, Corp. a/a/o Miguel Larosa-Ferrer v. United Automobile Ins. Co.).

This ruling strengthens one of your best investigative tools. EUOs can now do more than just uncover critical facts about coverage, treatment, or damages—they can stand as solid evidence in court. That means:

• Stronger claim defenses
• Fewer risky denials or low settlements
• Less litigation hassle down the road

Plus, if a claimant skips their EUO, it remains a condition precedent to coverage—they can’t proceed until they comply.

Bottom line: EUOs are now more powerful than ever—and our SIU team is here to help you make the most of them.

Let us know how we can assist with your next EUO or investigation. Contact us at info@kubickidraper.com.