Kubicki Draper
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Kubicki Draper
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Kubicki Draper
Kubicki Draper
Kubicki Draper

Stephen M. Cozart

Construction Practice Group Member

First Party Practice Group Member

Hospitality & Retail Practice Group Member

Transportation, Trucking & Logistics Practice Group Member

Pensacola Office
Direct Line: 850.434.0003
Mobile: 850.384.7519

Kubicki Draper

Steve Cozart is a shareholder in the Pensacola office.  Steve’s practice is centered primarily on civil litigation with a focus on complex litigation such as products liability litigation, construction litigation and high exposure personal injury claims. Steve has extensive trial experience in State and Federal Courts, as well as State and Federal Administrative Tribunals.  Steve has been awarded an “AV Preeminent” rating by Martindale-Hubbell, which represents the highest ethical and quality rating bestowed by his peers.  He is a frequent lecturer and has presented numerous seminars and presentations designed for attorneys and claims adjusters.

Steve is a native of Santa Rosa County, Florida.  After graduating from Jay High School, he received his undergraduate degree from the University of Alabama and his law degree from Mississippi College School of Law.  While in law school, he was the Comment Editor for the Mississippi College Law Review and a member of the Moot Court Board.  Steve practiced on the Mississippi Gulf Coast for eight years before returning home to Pensacola in 2004.  He is currently licensed to practice in Florida, Mississippi and Alabama, and he maintains an active practice in all three States.

Steve resides in Gulf Breeze, Florida with his wife, Amy, and their three sons, Jake, Charlie and Ben.  He remains active in the community by serving as Chairman of the Santa Rosa County Emergency Services Advisory Committee (ESAC) and as attorney for the Town of Jay, Florida.  In his spare time, he enjoys sailing, camping and spending as much time as possible in the outdoors.

Areas of Practice:  
- Products Liability
- Construction Defects
- Transportation, Trucking & Logistics 
- Automobile
- Commercial/Corporate
- Municipal Law

Bar Admissions:  
- 1995, State of Mississippi
- 1998, State of Florida
- 2004, State of Alabama
- U.S. Court of Appeals for the 11th Circuit
- U.S. Court of Appeals for the 5th Circuit
- U.S. District Court, Northern District of Florida
- U.S. District Court, Northern District of Alabama
- U.S. District Court, Northern District of Mississippi
- U.S. District Court, Southern District of Mississippi

Certified Continuing Education Instructor, State of Florida

         - Mississippi College School of Law, Jackson, MS (J.D., 1995)
           Honors: Law Review, Comment Editor; Moot Court Board
        - University of Alabama, Tuscaloosa, AL (B.A., 1992)

Speaking Engagements/Presentations:
- "Ethics for the Claims Professional", Gulf Coast Association for Insurance Professionals, 2014
- "5-Hour Law & Ethics Update", FCCI Insurance Group, 2014
- "A Practical Refresher on Litigating the Mississippi Auto Injury Case", Jackson, MS 2004
- "Things you 'Auto' Know about Handling UM and BI Claims", Ft. Lauderdale & Orlando, FL 2005
- "Basic Comparison of Legal Issues in Alabama and Mississippi", Tampa, FL 2005
- "Florida Law Update", Birmingham, AL 2007
- "Ethical Considerations for Claims Adjusting in Florida (or – How to Keep your Job)," Lake Mary, FL 2009
- "Indemnity", Pensacola, FL 2009
- "Tactics for Handling Claims Involving MRSA", Sarasota, FL 2010
- "Uninsured Motorist Benefits Coverage: A Survey of Florida Law," Orlando, FL 2010
- "Bad Faith & Claims Handling," Orlando, FL 2011
- "Medicare Super-Liens, Set Asides and Notice Provisions," Gainesville, FL 2011
- "Litigating Insurance Coverage Claims: From Start to Finish", Pensacola, FL 2011
- "A Case Study in Settlements and Releases", Pensacola, FL 2011
- "Dirty Litigation Tactics" How to Deal with the 'Rambo' Litigator", Pensacola, FL 2012
- Closing Arguments, Perspectives and Persuasion", Orlando, FL 2012
- " Ethics for the Claims Professional", Tallahassee & Pensacola, FL 2012
- "SIU: Tips and Tactics for Discovery and Preserving Evidence of Fraudulent Claims", Pensacola, FL 2012
- "Mediation Techniques", GEICO Insurance, 2013
- "Proposals for Settlement, Utilization of Motions and Production on Documents", Gainsco Insurance, 2013
- "Set Offs in Personal Injury Cases", GEICO Insurance, 2013
- "Case Law Update: Defending Percutaneous Discectomies", Sedgwick, 2014

Published Work:
- Through the Eyes of the Debtor: Mississippi Reexamines the Breach of the Peace
  Exception to Uniform Commercial Code Section 9-503, 15 Miss. C.L. Rev. 145 (1994)
Special Awards and Recognitions:
- "AV Preeminent" Rating by Martindale-Hubbell

Professional Memberships and Associations:
- Escambia-Santa Rosa Bar Association
        - Alabama Bar Association
- Florida Bar Association
- Mississippi Bar Association

Stephen M. Cozart - Shareholder
smc@kubickidraper.com - 850.434.0003 - 850.384.7519 - Pensacola

Kubicki Draper
Kubicki Draper
Kubicki Draper
Kubicki Draper